SBA Update: White/Caucasian applicants may now qualify for 8(a) with a properly worded attestation — Call 859-442-3300 to see if you qualify.

Caucasian Female 8(a) Applicants Now Have a Much Higher Rate of Success

MAJOR CHANGE: Effective September 10, 2026, a new SBA rule (13 CFR 124.103) changes how the SBA determines Social Disadvantage for 8(a) applicants – building on a 2023 federal court ruling that struck down SBA’s old presumption that only certain racial groups were socially disadvantaged.

The 8(a) Certification can be a major sales growth engine for your small business. The average 8(a) has over $5.5 million per year in federal contracts.

NEW RULING: ULTIMA SERVICES V. U.S. DEPARTMENT OF AGRICULTURE Currently All Women (Minority Group Member or Caucasian Woman) and those suffering from Handicap bias, can potentially apply for the SBA 8(a) Certification. For Women this gives them access to both the WOSB program as well as 8(a). Effective September 10, 2026, the SBA stopped presuming social disadvantage for any racial group. Applicants can now qualify either by submitting an evidence-based social disadvantage narrative, or – if they were dissuaded from applying (or applied and were rejected) because of SBA’s prior presumption – by making the proper attestations under the Ultima ruling. No group receives an automatic presumption anymore; every applicant must meet the new standard through one of these two paths.
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PRIOR RULE: Since 1978 or for 45 Years the 8(a) program was governed by presumption of social disadvantage for groups with minority heritage. These people fit into the following ethnic categories: Asian Pacific Americans, Black Americans, Hispanic Americans, Subcontinent Asian Americans, and Native Americans. The past 8(a) application process for Caucasian women generally required the production of over 20 stories going over the gender bias that a woman suffered. The application process for Caucasian woman ended in a denial approximately half of the time and if the firm wanted to continue to push forward it would require a costly OHA appeal. In general, under this process we had about three clients per year that would move forward with this process to become 8(a) Certified. It was a challenge, under those rules these clients deserved to be in the program. To help women the SBA created a different runway. Those were the WOSB and EDWOSB programs.
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WHY WOMEN STILL WANT 8(a): Unfortunately for women the number of set-asides contracts in the WOSB program is around 200-300 million where in the 8(a) program it is over $10 billion. This is not to say that the WOSB certification is not valuable, because it is.

NEW REQUIREMENTS: Following the Ultima Servs. Corp. decision, SBA’s new rule (effective 9/10/2026) opens 8(a) eligibility to applicants outside the old presumed groups. If you’re White/Caucasian (or otherwise outside SBA’s prior presumed groups) and were dissuaded from applying – or applied and were rejected – because of SBA’s old presumption, you can qualify by making the proper attestations under the new standard; you don’t need to build your own evidence of group discrimination, since the Ultima ruling itself establishes that. Applicants using the traditional minority narrative path still need to submit their own evidence-backed narrative, such as at least two documented incidents supported by a contemporaneous record or a signed affidavit.

TIME TO ACT: The reality is that Caucasian women are currently treated the same for purposes of obtaining the 8(a) certification as all other applicants. Therefore, if you were ever considering obtaining the 8(a) certification now would be a good time before congress alters this loophole.

If you would like to find out if your experiences would qualify you for being socially disadvantaged based upon gender bias give us a call as we are always happy go over the requirements.

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